cycle insurance

Award winning cover for your bikes + kit
Exclusive saving for Cyclescheme customers

Bikmo is the official insurance provider for Cyclescheme

Policy benefits


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for accidental damage to your bike, so you can get back up and keep on riding.

Clothing + Headgear

What you wear can be just as important as what you ride, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…


Gadget geek? We cover bike accessories as standard, so your Garmin, lights, power meter are protected. Batteries not included.

Excess free option

We love local. That’s why we offer excess-free claims, using the support and knowledge of our most excellent local retailer network.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Independent reviews by



Independent rating based on 178 reviews

Straightforward and easy way to get bike insurance

5 out of 5 stars

Bikmo Customer / 13 hours ago

Getting a quote and buying the insurance for my 2 bikes was very easy and straightforward.

4 out of 5 stars

Bikmo Customer / 16 hours ago

Very easy to set up!

5 out of 5 stars

Stuart Simpson / 1 day ago

Simple instruction and ease of gaining insurance

5 out of 5 stars

Jamie Fletcher / 4 days ago

Best in the business

Would recommend.

5 out of 5 stars

Bikmo Customer / 4 days ago

Easy and simple to get insured

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.