cycle insurance

Award winning cover for your bikes + kit
Exclusive saving for Cyclescheme customers

Bikmo is the official insurance provider for Cyclescheme

With so many people riding following Covid-19, we’re receiving significantly more calls than usual.
Please contact us by email if your enquiry is not urgent, and one of the team will respond as soon as possible.

Policy benefits


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for accidental damage to your bike, so you can get back up and keep on riding.

Clothing + Headgear

What you wear can be just as important as what you ride, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…


Gadget geek? We cover bike accessories as standard, so your Garmin, lights, power meter are protected. Batteries not included.

Excess free option

We love local. That’s why we offer excess-free claims, using the support and knowledge of our most excellent local retailer network.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Independent reviews by



Independent rating based on 178 reviews

Bike insurance as it should be

5 out of 5 stars

Andy Brown / 17 hours ago

Great experience using the website, quick , easy and covered within minutes.

100% Recommend

5 out of 5 stars

Nicholas Sayce / 19 hours ago

Having a bike that costs allot it’s definitely worth getting the Bikmo insurance for that extra peace of mind as there are allot of thieves about these days... 100% recommend

5 out of 5 stars

Rafal Graf / 2 days ago

Cheap quote, really good insurance.

Great service

5 out of 5 stars

Mark Baur / 2 days ago

All done on line - easy to set up - great options based on bike value etc - very reasonable price - great features available for the price


5 out of 5 stars

David Dominguez / 3 days ago

Easy to use

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.