cycle insurance

Award winning cover for your bikes + kit
Exclusive saving for Cyclescheme customers

Bikmo is the official insurance provider for Cyclescheme

With so many people riding following Covid-19, we’re receiving significantly more calls than usual.
Please contact us by email if your enquiry is not urgent, and one of the team will respond as soon as possible.

Policy benefits


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for accidental damage to your bike, so you can get back up and keep on riding.

Clothing + Headgear

What you wear can be just as important as what you ride, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…


Gadget geek? We cover bike accessories as standard, so your Garmin, lights, power meter are protected. Batteries not included.

Excess free option

We love local. That’s why we offer excess-free claims, using the support and knowledge of our most excellent local retailer network.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Independent reviews by



Independent rating based on 178 reviews

Electric Bike Insurance

5 out of 5 stars

Peter Lassman / 11 hours ago

Easy to use website and I called the help line a couple of times to confirm my bike was covered correctly and the staff who were all working from home were excellent, friendly and knowledgeable

5 out of 5 stars

Michael Drury / 16 hours ago

Ts a simple online transaction so what do you expect? No human interaction so nothing more to tell.i

Super easy and quick - happy that I am covered

5 out of 5 stars

Bikmo Customer / 3 days ago

Super easy and quick to buy - clear documents and FAQ telling your exactly when are you covered and when not

Easy to deal with

4 out of 5 stars

Jonathan Hibbert / 4 days ago

I thought the getting quote was easy but the web page was a bit plain and boring but when i logged in putting the equipment pictures and invoices was a great idea well done like that

Less to worry about on the Trails

5 out of 5 stars

Matthew Mowatt / 5 days ago

Simple to set up and definitely a bit of peace of mind.

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.