Ready-to-ride
cycle insurance

Award winning cover for your bikes + kit
Exclusive saving for Cyclescheme customers


Bikmo is the official insurance provider for Cyclescheme

Policy benefits

Theft

Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for accidental damage to your bike, so you can get back up and keep on riding.

Clothing + Headgear

What you wear can be just as important as what you ride, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…

Accessories

Gadget geek? We cover bike accessories as standard, so your Garmin, lights, power meter are protected. Batteries not included.

Excess free option

We love local. That’s why we offer excess-free claims, using the support and knowledge of our most excellent local retailer network.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Independent reviews by

Feefo

5/5

Independent rating based on 178 reviews

Excellent Service

5 out of 5 stars

Mark / 5 hours ago

Extremely ease to get quote and required cover. Excellent value for money and service provided. Highly recommended.

Excellent

5 out of 5 stars

Vic / 1 day ago

Very difficult to gauge a company based on people setting up a policy. I have had a policy for a couple of years and had to recently make a claim after an accident now I feel qualified to comment. Once Bikmo had received the quote from my bike shop and proof of purchase of my various bits of kit that were ruined my claim was approved within 2 days and payout was very quick into my bank account.

Almost perfect experience but finding my address was a chore

5 out of 5 stars

Malc / 3 days ago

Struggle to find address slowed down my set up, I was in a mad rush and had a small window before travelling to a winter training weekend in trough

BIKMO = More saver Biking :)

5 out of 5 stars

Gernot 😊👍🏼 / 3 days ago

Einzige Vollversicherung am DACH Markt, die einem das Gefühl gibt, dass man eine große Sorge weniger hat, wenn man sich auf sein neues - auch höherpreisiges - Bike schwingt. Super Webportal, sehr sympathische Kontakte. Weiter so. LGG.

Very simple; great cover

5 out of 5 stars

John O’Keefe / 3 days ago

Very easy to apply and the cover, and exclusions were explained in simple English. Thanks to DLR Cycles for the recommendation

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.