cycle insurance

Award winning cover for your bikes + kit
Exclusive saving for Cyclescheme customers

Bikmo is the official insurance provider for Cyclescheme

With so many people riding following Covid-19, we’re receiving significantly more calls than usual.
Please contact us by email if your enquiry is not urgent, and one of the team will respond as soon as possible.

Policy benefits


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for accidental damage to your bike, so you can get back up and keep on riding.

Clothing + Headgear

What you wear can be just as important as what you ride, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…


Gadget geek? We cover bike accessories as standard, so your Garmin, lights, power meter are protected. Batteries not included.

Excess free option

We love local. That’s why we offer excess-free claims, using the support and knowledge of our most excellent local retailer network.

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Independent reviews by



Independent rating based on 178 reviews


5 out of 5 stars

Mathew Hyne / 21 hours ago

A very good and easy to use service.

5 out of 5 stars

Bikmo Customer / 23 hours ago

Very reasonable and comprehensive cover. All dealings i have had have been positive ones.

Took the worry out of finding bike insurance as soon as I received my bike

5 out of 5 stars

Christine BUttery / 1 day ago

Thank you for providing a free bike insurance at the start of my transaction with Cyclescheme. It gave me breathing space and essential insurance as soon as I received my precious bike.

Great service

5 out of 5 stars

Bikmo Customer / 1 day ago

Highly recommended


5 out of 5 stars

Euan Williams / 2 days ago

Bikmo offers a seamless process in ensuring your bike stays safe at all times.

Meet the team

Small enough to care, large enough to cope, able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.